Retiree Benefits

Click on a plan year below to view the Retiree Benefits Guide, Premium Rates, and benefit plan information for that plan year. If you would like to request a hard copy of the Retiree Benefits Guide, please send an email to ebsd@hr.sbcounty.gov with your name, address and phone number.

Health Plan Carriers

Kaiser Permanente

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View the benefit plan information for Kaiser Permanente.
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Blue Shield

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View the benefit plan information for Blue Shield of California.

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Delta Dental

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View the benefit plan information for Delta Dental.



Retiree Open Enrollment

View the 2019 Retiree OE Materials and Forms for open enrollment.


Retirement Eligibility

Eligible employees working at least 40 hours per pay period are automatically members of the San Bernardino County Employees' Retirement Association (SBCERA). As a member of SBCERA, you make contributions each pay period for your retirement and survivor benefits by payroll deduction. Please review Membership Milestones at www.sbcera.org for information on vesting and retirement eligibility.

Do you have years until your retirement? Use SBCERA's Pre-Retirement Checklist to help chart a course for your retirement whether it is 5, 10, or 30 years away. Please view Planning My Retirement at www.sbcera.org for important things you should consider when deciding to retire. Please view Retirement Planning Tools for resources SBCERA offers to assist you with planning for retirement and learning about your benefits.


Retiree Enrollment in SBCERA

Enrollment is automatic once you are eligible to become a member. You may change your retirement options each year during Open Enrollment. Please view Selecting a Retirement Option at www.sbcera.org for more information on the benefit options available to you and your designated beneficiary. If you wish to change your retirement options, you must use eBenefits. Changes are effective pay period 17, and you will see the changes on your first pay warrant in August.


Employee Retirement Contribution Rates

For survivor benefit premiums and Employee Retirement Contribution Rates, view the 2017-2018 Employee Benefits Guide. As a member of SBCERA, you make contributions each pay period for your retirement and survivor benefits by payroll deduction. Your contributions are based on your membership classification and tier. View the 2018-2019 contribution rates here.

If hired prior to 1/1/2013, Tier 1 Member. If hired on or after 1/1/2013, Tier 2 Member.

View the benefit formulas administered by SBCERA for each membership classification and tier here.

You can find additional information about your retirement benefits and contributions at SBCERA’s The Compass. Please view My Contribution at www.sbcera.org for more information on the contributions to the SBCERA pension fund that are made by you and your employer.


Refundable and Nonrefundable Retirement Options

Retirement options may be changed each year during Open Enrollment using eBenefits. For more information on refundable/nonrefundable retirement options, visit www.sbcera.org. For a table outlining some of the advantages and disadvantages regarding the two retirement options (refundable vs. nonrefundable), please view the Retirement Contribution Options Guide and Retirement 101: 5 Differences Between Refundable and Nonrefundable Contributions.

Refundable Retirement Contributions

If the retirement contribution is designated as refundable, then one dollar must be paid for each dollar required to meet the retirement contribution. If employment is left without retiring, this contribution plus earned interest may be withdrawn in one lump sum from the SBCERA. Generally, if an employee has less than five (5) years of full-time service, it may be beneficial to choose the refundable option.

Nonrefundable Retirement Contributions

If the retirement contribution is designated as nonrefundable, then the retirement obligation will be reduced for each dollar required to meet the retirement contribution. This reduction is determined by the Board of Retirement annually and is subject to change. Effective June 18, 2011, General employees pay $1.00 for every $1.11 required to satisfy their retirement obligation. Safety employees pay $1.00 for every $1.04 required. If employment is left without retiring, this contribution may not be withdrawn from the SBCERA. When, and if, eligibility requirements have been met, a retirement benefit may be received.


Retiree Wellness

Please click on one of the following links for information on Wellness Offerings for County of San Bernardino retirees.

Blue Shield: SilverSneakers Fitness

Kaiser: Coming soon!


How to Get in Touch with a Retirement Representative

For more information about retirement, refer to the The Compass: Navigating Your Retirement Benefit Plan, more formally known as the SBCERA Summary Plan Description, which is an SBCERA handbook for members. SBCERA encourages you to contact an SBCERA representative for assistance online at  www.sbcera.org or via phone at 909.885.7980 or toll-free at 877.722.3721.

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